by STAMFORD, Conn. – Synchrony (NYSE: SYF), a leading consumer financing company, has expanded its partnership with At Home to offer customers more options and flexibility in how they make their purchases. The retailer selected Synchrony as the exclusive provider of a buy now, pay later financing option, Synchrony Pay Later, to help shoppers buy what they want and need online and in-store using monthly fixed payments. This product will be in addition to the At Home Insider Perks credit card. Customers will also now be able to add the At Home Insider Perks credit card to certain mobile wallets for a more convenient way to pay.
At Home is a big box specialty retailer of home décor products that offers up to 45,000 unique and exclusive items across broad product categories, including furniture, garden, home textiles, housewares, patio, rugs, seasonal décor, tabletop décor, and wall décor.
Synchrony Pay Later gives qualifying At Home customers another financing option for their purchases, in addition to the At Home Insider Perks credit card that offers 6-month special financing on qualifying At Home purchases. Consumers can apply for a Synchrony Pay Later interest-free loan to pay equal payments over 3 months on one-time purchases between $75 and $400 without impacting their credit score.
Additionally, At Home Insider Perks cardholders can now add their cards to certain third-party mobile wallets and experience an easy, secure, and convenient way to pay online and in-store, while potentially obtaining card benefits, discounts, rewards, and promotional financing. The card can be added to Apple Pay, Google Pay, or Samsung wallets.
“We are committed to offer customers a convenient and easy shopping experience. Our customers have evolved to a mobile-first lifestyle so having payment options that can be included in mobile wallets is perfect,” said Lee Bird, Chairman and CEO of At Home. “In partnership with Synchrony, the addition of Synchrony Pay Later allows our customers another option to shop on a budget and plan for their purchases.”
“Whether through credit card programs, buy now, pay later, or enabling new capabilities such as provisioning credit cards for mobile wallets, Synchrony is focused on helping partners grow by offering customers choice, flexibility, and convenience,” said Curtis Howse, CEO of Home and Auto at Synchrony. “We want partners to not only attract new customers for purchases, but build lifelong, mutually beneficial relationships.”
To apply for an At Home Insider Perks® credit card and start earning 5% back in Rewards on At Home purchases, customers can see if they prequalify with no impact to their credit score and then apply by visiting https://www.athome.com/creditcard.html or in the At Home app. They can also apply at any store.
Applications are reviewed instantly, and approved cardholders can use their account to make purchases right away.
To apply for Synchrony Pay Later in a store, customers can scan a QR code to complete an application on their own device or can apply online. There is no impact to their credit bureau score to apply. If approved, customers may complete their purchase immediately.
To learn more about Synchrony Pay Later, visit https://www.synchronybusiness.com/paylater.html.
